When they said, “Time flies,” they weren’t kidding. It seems like yesterday when you held your child in your arms. Now, it’s time to walk them through those school doors for the first time.

And we'll help you during this incredible time with the Kindergarten Kickoff Match. If your child is 5 or 6 years old, entering kindergarten or preparing to enter Kindergarten, and you choose to deposit $100 into a new or existing College SAVE account, Bank of North Dakota will match it dollar for dollar if the contribution is made within 12 months of applying for the Match (and before the child turns 7 years old).

Here’s how to get started:

  1. If you already have a College SAVE account, and you have a beneficiary entering kindergarten that is age 5 or 6, please login to your account to select your eligible beneficiary and to complete the corresponding information to apply for the Match.
  2. If you haven’t opened a College SAVE account yet, enroll online or download an enrollment kit.
  3. Contribute $100 within 12 months of applying for the Match to potentially receive a dollar-for-dollar match, which will be added to the child’s College SAVE account.
  4. Review your budget and consider designating a portion of your earnings to a monthly contribution into your child’s College SAVE account.

Now that your child is moving on from daycare, please review your budget, and consider designating a portion of your earnings to a monthly contribution into your child's College SAVE account.

Welcome to another “First” in your family. We encourage you to celebrate with the Kindergarten Kickoff Match!

Financial Literacy Resources

Please enjoy the following resources as you work toward financial wellbeing. We encourage you to utilize College SAVE for future higher education expenses, but we also hope to work with you as a trusted partner as you navigate all of life’s financial decisions.

Benefits of Saving

Save Little By Little

Money As You Grow – Consumer Financial Protection Bureau

How To Reduce Your Debt

Good Debt vs. Bad Debt: What’s the Difference?

Ascensus Broker Dealer Services is the distributor of the North Dakota College SAVE plan, Learn more about Ascensus Broker Dealer Services, LLC on FINRA's BrokerCheck.

For more information about North Dakota's College SAVE Plan (College SAVE), call 1-866-SAVE-529 (1-866-728-3529) or click here to obtain a Plan Disclosure Statement. Investment objectives, risks, charges, expenses, and other important information are included in the Plan Disclosure Statement; read and consider it carefully before investing. Ascensus Broker Dealer Services, LLC (ABD) is Distributor of the College Save.

Please Note: Before you invest, consider whether your or the beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in that state’s qualified tuition program. You should also consult your financial, tax, or other advisor to learn more about how state-based benefits (or any limitations) would apply to your specific circumstances. You also may wish to contact directly your home state’s 529 college savings plan(s), or any other 529 plan, to learn more about those plans’ features, benefits, and limitations. Keep in mind that state-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision.

College SAVE is a 529 plan established by the State of North Dakota. Bank of North Dakota (Bank) acts as trustee of College SAVE Trust, a North Dakota Trust, and is responsible for administering College SAVE Trust and College SAVE. ABD, the Plan Manager, and its affiliates, have overall responsibility for the day-to-day operations of the Plan, including recordkeeping and marketing. The Vanguard Group, Inc. (Vanguard) provides underlying investments for the Plan. The College SAVE's Portfolios, although they invest in mutual funds, are not mutual funds. Units of the Portfolios are municipal securities and the value of units will vary with market conditions.

Investment returns are not guaranteed and you could lose money by investing in College SAVE. Participants assume all investment risks, including the potential for loss of principal, as well as responsibility for any federal and state consequences.

Not FDIC Insured. No Bank, State or Federal Guarantee. May Lose Value.

Vanguard and the ship logo are trademarks of The Vanguard Group, Inc. Upromise is a registered service mark of Upromise, Inc. All other marks are the exclusive property of their respective owners. Used with permission.